Investing · With Sean Bailey

Reverse Engineering a Fix and Flip

Work backward from your profit target to calculate your maximum offer. This is how smart investors avoid overpaying for deals.

Sean Bailey: The Fix and Flip Formula

Most investors start with a property and work forward. Smart investors work backward.

The Backward Formula

Max Offer = ARV − Rehab − Holding − Selling − Profit − Contingency

Start with your target profit. Subtract all costs. What's left is your maximum offer — not a penny more.

Why This Matters

Overpaying by $20K or $30K seems small until the flip stalls, the market softens, or unexpected repairs pop up. Working backward protects your profit before you ever make an offer.

Ready to Fund Your Flip?

Once you've reverse-engineered your numbers, Sean can get you financing fast.

Email Sean
Sean Bailey

Sean Bailey

Licensed Mortgage Broker · Founder, The Lending Lab

Sean has funded $100M+ in loans across all income types. He specializes in fix-and-flip financing, bank statement mortgages, HELOCs, and creative solutions for investors and self-employed borrowers.

Sean@thelendinglab.com · (678) 231-2462 · www.thelendinglab.com

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