A cash offer shouldn't feel like a number pulled out of the air. Ours is built from four parts, every time. Once you see the parts, you can check our work — and honestly, we hope you do.
The Math We Run On Every House
Let's Run A Real Example
Say you own a 3/2 in Orange Park that needs a roof, an AC, and a full interior refresh. Here's how that math might come out. (An example, not an offer — your figures come from your house, in writing.)
What Listing The Same House Would Leave You
Here's the part most cash buyers won't do — because most of them can't. Chris is a licensed Florida real estate agent as well as a direct buyer, so along with our offer we work up an honest estimate of what the same house would put in your pocket if you listed it instead.
That same Orange Park house, sold as-is on the MLS to a regular buyer, might look like this:
In this example, listing leaves you about $12,000 more — if the house passes a lender's appraisal and inspection, if you can carry the payments a few more months, and if you can live with showings and the deal maybe falling through. Sometimes that trade is worth it. Sometimes it absolutely isn't. That's your call — we just make sure you're making it with real information instead of a sales pitch.
Rather watch the math move? We built the Money Stacks — slide in your house, pick its condition, and watch each cost peel bills off the stack. No email required to play.
What You'll Actually Get From Us
- A written cash offer — as-is, no fees, no commissions, close in as little as 7–14 days on your date. Usually within 24 hours.
- The listing math for the same house — what the open market would likely leave you, and how long it would take to get there.
- A straight answer — including "list it, don't sell to us" when that's the truth. If listing is your better move, Chris can list it through Moore Group FL, or take our math to any agent you trust.
How to Check Our Work
- Ask for the comps. We build ARV from closed sales near you. Ask to see them — we will send them.
- Ask for the repair list. Line by line. If you have a newer roof or a recent AC we did not know about, the offer goes up.
- Compare us. Get another cash offer or two — seriously. We'd rather be your best offer than your only one.
Common Questions About Our Offers
Why is a cash offer lower than full market value?
Because we take on everything a retail buyer will not: the repairs, the holding costs, the closing costs, and the risk. You trade some price for speed, certainty, and selling completely as-is. For some houses and situations that trade wins; for others it does not — which is why we show you both numbers.
Do you charge any fees or commissions?
No. No commissions, no fees, and we cover typical closing costs. The written offer is the number you work from, minus only your mortgage payoff and any liens.
Is the offer negotiable?
Yes. The formula is fixed; the inputs are honest and correctable. If our repair estimate is too high, show us — the number moves.
Will you really tell me if listing beats your offer?
Yes, and it regularly does — usually when the house is in good shape and you have 60–90 days. Most folks who call us are in the opposite spot, and that's when a cash sale earns its keep. Either way, you decide — with the real math in front of you.