Who gets the surplus after a Florida foreclosure?

Generally the owner of record when the lis pendens was filed, after any junior lienholders. For tax-deed sales, government liens are paid first, then former owner, heirs, or lienholders may claim.

Is there a deadline to claim surplus funds?

Yes, and it's strict. For tax-deed surplus, certain claimants often must file within about 120 days of the clerk's mailed notice. Contact the clerk immediately to confirm your exact deadline.

Do I have to pay a company to get my surplus?

Often, no. You can usually file directly with the clerk of court, or hire an attorney for a modest fee. Be wary of recovery firms that want a large percentage.

How do I find out if I have surplus?

Contact the clerk of court in the county where the property sold and ask about surplus from your case or the tax-deed sale.

Home·Houses We Buy

Real Homes, Real People

Houses We Buy Across Northeast Florida

Every house tells a story. Here is the kind of home we buy, every condition and every situation, all the way across Jacksonville, Orange Park, the Beaches, and the surrounding counties. No repairs, no showings, no judgment.

Inherited home, bought as-is with belongings still inside.

Storm and water damage, no repairs needed from the seller.

Vacant for years, we closed on the family's timeline.

Older home that needed a full renovation, bought as-is.

Tired-landlord rental, bought with the tenant in place.

Cluttered estate property, cleared out after closing.

Fire and smoke damage, bought exactly as it sat.

Behind on payments, sold before the auction date.

Dated kitchen and baths, no problem, we buy as-is.

Out-of-state owner, handled the whole sale remotely.

Code issues and deferred maintenance, bought as-is.

Probate property, coordinated with the estate's attorney.

Hoarder conditions, we handled the full cleanout.

Damaged roof and ceilings, bought without repairs.

Empty rental between tenants, closed fast and clean.

Major foundation and structural issues, bought as-is.

Divorce sale, kept neutral and private for both sides.

Sold in days, no listing, no showings, no commissions.

Photos are of real Northeast Florida homes we have worked with. Details are kept general to protect sellers' privacy.

Get My Cash Offer Call or Text 904-606-9163