Flipping houses isn’t for the faint of heart. Between juggling projects, financing, and cash flow, it takes grit and strategy to make it work. In this post, I’m breaking down what it’s really like managing multiple real estate investments across Jacksonville, Orange Park, and Northeast Florida, while building long-term cash flow and a reliable team.
The Reality of Flipping and Renting in Jacksonville
This current project is a one-bedroom, one-bath rental that should be ready by December 1st. The plan includes adding a steel shed for a shared laundry area and possibly a garage for tool and project storage.
The property sits on a large lot with other occupied units, which makes it a perfect setup for shared amenities and long-term rental income. These smaller updates create more value for tenants without adding big overhead — something every investor should think about when scaling rentals.
Watch the Full Video
In this episode, I walk through the property, talk about funding with Kiavi, and share the realities of managing multiple flips at once across Northeast Florida.
Using Kiavi to Fund Real Estate Projects
For this project, I used Kiavi for financing, and for real estate investors, it’s a complete game changer. Traditional banks can make real estate lending slow, full of red tape, and disconnected from how investors actually operate. Kiavi takes a different approach. They are built for people who buy, fix, refinance, or rent properties, not for first-time homebuyers.
Their platform makes funding fast and reliable, which is essential when you are trying to close on multiple deals across Jacksonville, Orange Park, or anywhere in Northeast Florida. Kiavi understands that time kills deals. When an investor waits for an appraisal or paperwork from a conventional lender, another opportunity can slip away. That is why their entire process is designed for speed, transparency, and accountability.
Here is how it works. When you buy a property with a Kiavi rehab loan, you fund your renovation costs upfront, then use their app to upload progress photos and documentation. There are no long forms, no endless email chains. The app automatically verifies your location, connects it to your project, and ensures that the correct draw request is being processed. Once the work is verified, Kiavi releases your funds quickly, often within a few business days.
That kind of speed makes a big difference. On an active job site, you cannot have contractors waiting for checks or materials sitting unpaid. Kiavi’s system keeps money moving at the pace real investors work, allowing me to handle several projects at once without losing momentum.
At the moment, I have flips and rentals in progress in Jacksonville, Keystone Heights, Starke, and Fernandina Beach. Each project requires careful timing, scheduling, and coordination. Every delay cuts into profit. Kiavi’s fast draw process helps me stay on schedule and keeps my contractors paid and motivated.
Another advantage is the level of accountability their system creates. Every photo you upload is time stamped and location verified, creating a complete record of your progress. That is helpful not only for getting reimbursed but also for tracking your own performance across projects. It is like having a built-in project management system tied directly to your financing.
When you are running multiple renovations, cash flow becomes everything. You might have thousands going out each month for materials, insurance, taxes, and interest, but nothing coming in until a sale closes or a reimbursement hits your account. Having a lender that moves fast and communicates clearly helps you avoid those stressful gaps when the money stops but the work keeps going.
Sometimes I still have to make tough calls like selling a car, refinancing another property, or bringing in partners just to keep the projects moving. But having predictable funding from Kiavi gives me confidence and flexibility. It is not about taking on endless debt; it is about using capital wisely to create steady progress.
Another thing I like is how Kiavi works with investors at every stage. You don’t need to be a major developer to qualify. They are just as helpful if you are buying your first or second property as they are if you manage a large portfolio. They look at the property, your plan, and your experience, not just your job history or tax returns like a traditional bank would.
That kind of flexibility has allowed me to take on opportunities I might have passed up otherwise. I have picked up MLS deals that made sense, funded the renovations, and then refinanced into long-term rentals once the property stabilized. That is the real power of using short-term fix and flip loans strategically: you can move fast, create value, and then turn a quick project into long-term cash flow.
For anyone investing in the Jacksonville real estate market, learning how Kiavi works is worth your time. Their mix of technology, speed, and investor focus helps you stay liquid, flexible, and always ready for the next deal. Whether you are fixing up a property in Orange Park or managing rentals in Green Cove Springs, a lender that moves at your pace can change everything.
In the end, success in real estate is not just about finding money. It is about finding the right money. Working with Kiavi lets me plan ahead, keep my projects funded, and stay focused on growth. It allows me to move confidently from one property to the next, knowing my financing is solid and my timeline is protected. That is how you build real, sustainable momentum in this business — one project, one smart loan, one win at a time.
Managing Multiple Properties Without Losing Focus
Right now, I’m working on projects in Jacksonville, Orange Park, Fernandina Beach, Keystone Heights, and Starke. Each one has a different financing structure — some with Kiavi, others through owner financing or private capital.
Every deal brings new lessons in timing, budgeting, and coordination. Having the right team makes it possible — people like Kady, my main partner on flips, and Andrew, who handles construction and project management.
Without reliable partners, growth just isn’t sustainable. But when you have the right people in your corner, scaling up feels manageable — even when cash flow is tight.
Finding Deals That Actually Make Sense
Deals come from several sources:
- The MLS for listed opportunities
- Past client referrals from satisfied buyers and sellers
- Website leads through WeBuyAnyHouseInFlorida.com
- SEO-driven organic traffic from consistent content and YouTube videos
Consistency pays off. I’ve invested years into SEO, blogging, and social media marketing to create a steady lead flow. In this market, if you’re not building your online presence, you’re invisible to motivated sellers and buyers.
Real Estate Isn’t Easy Money — But It Works
Flipping and holding properties in Florida isn’t “get rich quick.” It’s about patience, planning, and discipline. I’ve learned that success comes from managing what you have well — not from stacking too many projects at once.
The biggest wins come when your systems are strong, your partners are reliable, and your money stays working. If you focus on consistency instead of chasing perfection, the results follow naturally.
Ready to Talk About Your Next Move?
If you’re in Jacksonville, Orange Park, or anywhere in Northeast Florida and you’re thinking about selling, buying, or investing, let’s talk.
I help homeowners, investors, and agents find solutions that make sense — whether it’s a flip, a rental, or a creative finance deal.