Worried about a big tax bill on a home you have owned for decades or inherited? A plain talk look at the primary residence exclusion, stepped up basis, and why cash sellers usually owe little or nothing.
Approval isn't the finish line. Keith Jones explains how to close a short sale cleanly. The right buyer, the as-is disclosure, and how to avoid starting over.
Pre-foreclosure explained for Jacksonville homeowners: Florida's judicial timeline, lis pendens, and your real options. Reinstate, refinance, sell, or short sale.
Short sale vs. foreclosure for Jacksonville homeowners: credit impact, timelines, Florida deficiency judgments, and how to decide which path makes sense.
Real numbers on selling a Jacksonville house: agent commissions, repairs, closing costs, holding costs, and concessions. Plus an honest cash-sale comparison.
Investor or agent? A genuinely neutral comparison from a Jacksonville pro who is both. Decision factors: condition, timeline, equity, and tenant status.
Hoarder home, deferred maintenance, or code violations? A no-shame guide to your three real options: as-is cash sale, minimal-fix listing, or full renovation.
Three years after Chris helped him buy his home, Bill's name surfaced in our foreclosure system. The plan: a loan modification. Three of four missed payments waived, and he kept his home.
Mortgage rates fell to 6.48%, Florida insurance premiums are finally dropping, and Northeast Florida home values are holding steady. This week's market update for homeowners.
“Pig-butchering” romance scams drained $584M from older Americans last year. And some victims tap home equity to keep paying. How to spot it and protect your home.
Marketing a short sale is the opposite of a normal listing. Keith Jones explains the "reverse effect" of documenting every flaw so the bank's value supports your sale.
HOA-related foreclosures jumped about 50% nationally from 2022 to 2025. In Florida, an HOA can foreclose over unpaid dues. Here's how to keep a small bill from becoming a disaster.
From the hardship package to the bank's appraisal, Keith Jones walks through processing a short sale. Including the "reverse effect" that sets your approved value.
Nearly 100,000 reverse mortgages have ended in foreclosure. A reverse mortgage can still be foreclosed. And heirs face tight deadlines. Here's how to protect a parent's home.
A homeowner lost a home worth far more than a $2,300 tax bill. And the government kept the surplus. The Supreme Court called it unconstitutional. Here's what Florida owners should know.
Soaring home-insurance premiums have pushed Florida to the nation's highest foreclosure rate. Here's what's happening and what you can do if your payment jumped.
Insurance, maintenance, and repairs are just a few of the things Orange Park real estate investors need to know about. Get answers to all of your questions
Keith Jones on the hardships that make a Florida lender say yes. Job loss, divorce, military orders. And how to write the hardship letter that anchors your file.
Ever wonder what it’s really like to buy houses for cash in Jacksonville, Florida? This is the unfiltered truth. Two months of detective work, trailer parks,
Learn how mortgage forbearance Florida works, what forbearance homeowner options you have, and how to avoid foreclosure Florida with practical steps and
Short-sale expert Keith Jones explains, in plain English, what a short sale is. Selling for less than you owe with your Florida lender's approval. And how it works.